Auto Insurance for Teen Drivers

Learning to drive is a dream for many teenagers. However, teenage driving is associated with reckless driving due to their inexperience and immaturity. Therefore, it’s an excellent decision to come up with ways to make driving for your teen safer. 

For instance, you can help them develop safe driving skills. You can also get auto insurance personalized for teen driving to protect yourself against any accidents they may cause. The latter is what we’ll focus on— auto insurance for teen drivers. 

For residents of Wayne, PA, knowing the right insurance policy for teen drivers is not straightforward. That’s why there’s the need to work with The Sirover Agency LLC; a reputable insurance firm in the area. 

Teen Auto Insurance in Pennsylvania

For teens driving under the instructions of adults in Pennsylvania, they don’t need their own insurance policy. However, when they start driving on their own, they will need it. So, you’ll need to consider the insurance options available for teen drivers in the area. 

Since teen drivers are considered high-risk, insurance costs are likely to be higher than for adults. 

Requirements for Teen Driving in Pennsylvania

According to the state motor vehicle law, teen drivers should have a complete form DL-180, a document signed by a physician showing that the driver has no health issue that may affect their driving ability. They are also required to produce proof of identity and residency on top of passing a vision test. The teen is then granted a learners’ driving permit to serve for one year. For six months, the teen is required to be under the supervision of an adult. 

Ask the Pros

For a teenager, a driving license is a rite of passage to independence. However, as a parent, you need to remember that driving for teenagers comes with a high risk of causing accidents. Therefore, you need to get a customized auto insurance policy to protect the teenager, the car, and third parties from bodily harm and property damage.

For parents in Wayne, PA, The Sirover Agency LLC is ready to take the stress of choosing the right auto insurance coverage from you. We have a team of professionals who understand the coverages that suit teen drivers. Get in touch today.