RV Insurance in Pennsylvania

RVs are getting more popular in Pennsylvania. Like any other asset, an RV requires a high-quality form of insurance to protect it from damage, theft, or vandalism. If you intend to buy an RV around Wayne, PA, it is essential to first think about insurance. The Sirover Agency LLC can help you with all the information you need to make smart choices.

What is RV insurance

RV insurance is a written agreement between you and your insurance provider that protects your camper, travel trailer, fifth wheel, or any other form of RV you may have. Your insurance company will provide you with several coverages meant to secure your vehicle and give you peace of mind while on your vacations and tours. If you have or intend to buy a motorhome, you will need to purchase liability coverage to help you stay legally on the roads.

What does the RV insurance cover?

Just like auto insurance, RV insurance depends on the type of policy you choose. There are several options available, like collision, liability, comprehensive, and more. Some of the most basic coverages that you may want to buy include:

• Bodily injury liability
• Property damage liability
• Collision
• Comprehensive
• Uninsured motorist
• Underinsured motorist
• Medical payments

Depending on the type of RV you own, you may be interested in the following additional coverages for your RV.

• Roadside emergency assistance
• Towing & labor
• Vacation liability
• Safety glass replacement
• Replacement cost
• Legal liability

Is it mandatory?

The simple answer to that question is no. Pennsylvania law does not require you to have RV insurance. However, we recommend having a form of protection, whether your RV is towable or non-towable. If you own a motorhome, you must have liability coverage, and failure to carry this coverage with you on the roads could result in license revocation, fines, and even jail terms.

RVs are expensive assets that require high-quality coverage to protect them from theft and damage. Let The Sirover Agency LLC help you protect your asset and keep you safe. Call or visit us in Wayne, PA today.