Auto Insurance in Pennsylvania

In Pennsylvania, you are required to have auto insurance in order to drive a car. Though there are many companies to choose from, you will want to purchase yours from The Sirover Agency LLC. Read on to find out all the reasons why failing to get properly insured is not recommended.

The Facts On Pennsylvania Auto Insurance

If you live in Wayne, PA, your insurance must protect you from a liability standpoint as well as a medical standpoint. One reason for this is that state law says your insurance will pay a driver you hit, whether the car accident was your fault or not. However, this does not get you off the hook for having to obtain liability insurance.

Reasons To Get Auto Insurance

It is never a good idea to drive on the road without having auto insurance. If a police officer pulls you over and you don't have proper insurance coverage, you may have to pay a fine. Other punishments include impounding your car and suspending your driver's license for a three-month period.

There are certain types of coverage in Wayne, PA that are optional. For example, you can purchase auto insurance that protects you even if you are driving a rental car. Other options include extending your coverage to accidents where the other driver has no insurance.

In certain cases, if you are leasing a car the company you are leasing it from may require you to have comprehensive and collision coverage, even though state law doesn’t require you to. While collision insurance is self-explanatory, you should know that comprehensive insurance protects you in the event your car is damaged but not due to an auto accident.

Contact A Reliable Car Insurance Company

The Sirover Agency LLC is here to provide you with a comprehensive auto insurance policy. Be sure to call and make an appointment, where you will have your concerns addressed and your questions answered by our staff. We will help guide you to choose just the right amount of coverage for your needs.