Boat/Watercraft Insurance in Pennsylvania

Pennsylvania offers plenty of opportunities for you to enjoy the water. Whether you have a boat or any other type of watercraft, you will want to look at protecting your investment in Wayne, PA. Our agents at The Sirover Agency LLC are here to help you search for and customize a policy.

Is boat insurance required?

The moment you register your boat in Wayne, PA, you have to look at whether boat insurance is required. Although the state does not require you to have a policy, there may be another entity that will.

If you’re still making payments on your boat, the bank that holds the loan may require you to show proof of insurance. This is designed to protect the investment until it is paid off.

Even if you own your boat outright, it can still be beneficial to get a policy. An optional policy can be affordable while offering you the protection so that you can enjoy the waterways of Pennsylvania with greater peace of mind.

How can boat insurance help?

When you have boat insurance, it can offer you protection where your other policies won’t. This includes such things as:

• Damage to the boat
• Damage to docks and other structures
• Injuries to anyone on or near your boat
• Liability if someone gets hurt
• Personal property on the boat

If you’re hauling your boat and it gets damaged on the roads, it may not be protected by your auto insurance. If your boat gets damaged while on your property, your home insurance might not cover it. The only way you can be sure that your boat, jet ski, or other watercraft is protected is by making sure that it has a policy of its own – and that’s where our independent insurance agents can help.

Contact us at The Sirover Agency LLC today to learn more about boat/watercraft insurance in Pennsylvania. We’re here to answer questions and find affordable policies.