Umbrella Insurance in Pennsylvania

Although you think you have done everything right by getting insurance products, are you ever covered enough? All it takes is one major incident to leave you scrambling over how to pay for the damages. At The Sirover Agency LLC, we’ll work to give you added protection in Wayne PA using an umbrella insurance policy.

What is umbrella insurance?

An umbrella insurance policy is not one that is required by the state. It is a completely optional form of insurance that can be used to protect all of your other policies. It sits as a protective policy if you exhaust all your liability coverage on a policy. It can work to cover an array of policies at once, including:

• Home
• Auto
• RV
• Boat
• Motorcycle
• Commercial

By understanding how umbrella insurance can be beneficial, it’s first important to look at how your other policies work. Your auto policy, for example, provides you with a specific amount of property damage liability coverage. If you exceed that in a single claim, you’re financially responsible for the remainder. With an umbrella policy, however, that insurance would be used to pay for the remainder – and that has the potential to save you tens of thousands of dollars. It’s enough to prevent you from losing everything because of one incident.

How to Shop for Umbrella Insurance

When you decide that you can benefit from umbrella insurance in Wayne, PA, it’s critical to work with a professional insurance agent. This ensures that you identify how much added protection you need. It also ensures that you choose a reputable insurance company to get your policy from to ensure claims are handled quickly and efficiently.

At The Sirover Agency LLC, our independent agents will guide you through the process, get quotes from multiple companies, and help you to build a policy that you can depend on.

Learn more about buying umbrella insurance in Pennsylvania by calling us today.