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The Sirover Agency LLC assists Wayne, PA residents. We strive to help our clients obtain policies that align with their needs. We are an independent insurance agency. Working with different carriers in the region allows us to offer various types of coverage. We are confident that we can help you regardless of your individual situation.

Basic Umbrella Insurance Facts To Remember

Life is full of unpredictable moments. While some accidents are minor, others can have serious consequences. Umbrella insurance can help you protect your assets in emergencies. Umbrella insurance acts as a safety net once you have reached your liability limits. Umbrella insurance acts typically as supplemental coverage for home or auto insurance policies. Perhaps you are throwing a party at your Wayne, PA residence, and you allow guests to use your swimming pool. Suddenly, one of your guests hits their head as they get out of the pool. You may be held liable for their injuries. If they need extensive medical treatment, it’s possible that your liability coverage isn’t enough—Umbrella insurance steps in to ensure that your assets remain protected. Perhaps you are driving a high-end vehicle with horsepower. You take your eye off the road and cause a high-impact collision, injuring someone. If you are held responsible for serious bodily injuries, umbrella insurance steps in to protect your assets.

If you are a business owner, you can rely on umbrella insurance to protect your investment. Maybe one of your customers was seriously injured using your product. Perhaps you are dealing with an issue in the workplace. Umbrella insurance provides a layer of protection.